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US CMS Newsroom · United States · 3 Oct 2026 · Administrative

Medicare Improvement Fund Premium Rebate: Frequently Asked Questions

Original title: Medicare Improvement Fund Premium Rebate Frequently Asked Questions

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The Centers for Medicare & Medicaid Services announces a $90 premium rebate from the Medicare Improvement Fund for approximately 20.8 million Original Medicare Part B beneficiaries who are not receiving Medicaid premium assistance and do not pay income-related monthly adjustment amounts. Eligible beneficiaries will receive the rebate in October 2026, primarily through direct deposit on or around October 8th, with accompanying correspondence from the President in mid-October. Those without direct deposit will receive paper checks from the U.S. Department of the Treasury later in October. Beneficiaries can verify eligibility by calling 1-800-MEDICARE or check payment status with the Social Security Administration starting October 15, 2026.

Dates and deadlines
Regulatory deadline
3 Oct 2026
From US CMS Newsroom

Medicare Improvement Fund Premium Rebate

Frequently Asked Questions

Q: What will the Medicare Improvement Fund do for Medicare beneficiaries?

A: The Administration is making a $90 Premium Rebate available for Part B premiums to certain Medicare beneficiaries because the best way to improve Medicare is to put healthcare dollars back where they belong – in the hands of our Medicare beneficiaries – and make coverage more affordable.

Q: How much is the Medicare Improvement Fund Premium Rebate and when will beneficiaries receive it?

A: Eligible beneficiaries will receive one $90 rebate in October 2026. Most beneficiaries will receive a direct deposit for $90 on or around October 8th followed by an email or a letter from the President in mid-October. Some beneficiaries will receive a paper check for $90 from the U.S. Department of the Treasury later in October with the following accompanying message “Medicare Improvement Fund Payment; $90 Payment to Offset October Premium.”

Q: Who will receive the Medicare Improvement Fund Premium Rebate?

A: The 20.8 million Americans in Original Medicare Part B who are: (1) Living in the United States, are (2) not receiving premium assistance from Medicaid; or, (3) not paying an Income-Related Monthly Adjustment Amount. Beneficiaries enrolled in Medicare Advantage are not eligible.

Q: How will eligible Medicare beneficiaries receive the Medicare Improvement Fund Premium Rebate?

A: The vast majority of eligible Medicare beneficiaries will receive the Medicare Improvement Fund Premium Rebate via direct deposit from the Social Security Administration. Those without direct deposit will receive a check to the mailing address they have registered with Medicare.

Q: How can I check if I am eligible for the Medicare Improvement Fund Premium Rebate or if the Premium Rebate has been delivered?

A: Beneficiaries enrolled in Medicare Part B who are not receiving premium assistance through Medicaid or do not pay an Income-Related Monthly Adjustment Amount can call 1-800-MEDICARE (1-800-633-4227) to check on their eligibility for the premium rebate. Beneficiaries who want to check on the status of their payment should call the Social Security Administration at 1-800-772-1213 beginning on October 15, 2026.

Q: What is the Medicare Improvement Fund?

A: The Medicare Improvement Fund was created by Sec. 7002 of the Supplemental Appropriations Act of 2008 “to make improvements under the original fee-for-service program under parts A and B for individuals entitled to, or enrolled for, benefits under part A or enrolled under part B.”[1]

Q: How has the Medicare Improvement Fund been used in the past?

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